Though people hope it will never happen to them, many seniors eventually require long-term or nursing home care. In fact, nearly one in two women and one in four men find themselves in nursing homes at some point in their lives. The cost of staying in a nursing home now averages between $6000 and $7000 a month. This, coupled with the fact that Medicare will not pay for it, has resulted in two out of three families running out of money within the first year of a prolonged nursing home stay.
Fortunately, we can show you a number of legal techniques and strategies that will allow your nursing home stay to be covered by Medi-Cal—without “spending down” all your income, losing your home, or giving up most if not all of your assets.
Medi-Cal laws are continuously changing, but one aspect of Medi-Cal planning remains a constant: The further you plan ahead, the more options you have. And even if you or a loved one is already paying privately for a nursing home, we can use a number of legal strategies to help you get the Medi-Cal benefits you may be entitled to.